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Live Asset Insurance

Live Asset Insurance is a revolutionary new insurance product that insures your wine grape vines against the uncontrollable perils of nature. As you are probably well aware, the government completely excludes vines from their crop insurance programs, and private companies have neglected to adequately insure live assets as well. The government insures grapes and raisins but does not insure vines! Live Asset Insurance provides customized coverage for vines up to $10,000,000 per location. Now you can affordably insure your grape vines against fire, lightning, wind, hail, freeze, flood and other perils. A Live Asset policy is the vineyard industry leader for replacing destroyed varietal roots.

Live Assets Insures Against These Weather, Natural Disaster and Other Perils:

  • Fire
  • Lightning
  • Explosion
  • Hurricane
  • Tornado
  • Hail
  • Smoke
  • Aircraft or Vehicle Damage
  • Weight of Ice, Sleet, Snow
  • Vandalism
  • $1,000,000 Flood (included but can increase)
  • Sprinkler Leakage (inside greenhouses)
  • Sinkhole
  • Volcanic Action
  • Falling Objects
  • Freeze
  • Water Damage (limited)
  • Riot or Civil Commotion
  • Theft

For more information about Live Asset Insurance please contact our office at 800-448-7242 and ask for Chance Gernhardt, Joe Medrano or Carolyn Kelley-Burns in our Winery Division.